The Low Crusade is one of the Companion Quests in The Outer Worlds. Companion Quests are optional quests that players can chose to complete in order to further their relationship with party NPCs or their alliances.
Ellie wants you to take her to visit her parents in Byzantium. When you're in the area.
The Low Crusade Objectives
- Visit Ellie's Parents in Byzantium
Ellie hasn't spoken to her parents in a long time, and she thinks it's high time she check on them. With you in tow, of course.
- Follow Up with Ellie
Ellie was understandably dismayed to find that her parents had declared her dead and were living off her life insurance money.
She probably needs to talk... somewhere away from her folks
- Find the Insurance Agency Office
If anyone's going to make money off of Ellie's alleged death, Ellie figures it should be her.
Find the Greater Halcyon Insurance Group in Byzantium to set things straight.
- Set Up a Dummy Beneficiary Account for Ellie
Visit the Greater Halcyon Insurance Group in Fallbrook and set up a dummy beneficiary account for Ellie.
The Insurance Agent mentioned a terminal in the back room that stores all their policy data.
- Talk to Ellie
All of Ellie's future insurance payouts will now be funneled into her dummy account. Time to wrap things up with her.
The Low Crusade Walkthrough
If you've completed Worst Contact and recruited Ellie this quest will trigger if you speak to her on the Unreliable once you travel to Byzantium. Head to the Fenhill Estate and speak with Ellie's parents. You'll learn that they collected on her life insurance policy by concocting an insane story and now they want her gone, or they'll lose their wealth. This will net you 12,240 XP.
Speak to Ellie outside the Estate, and she'll hatch a plan to steal the money. Agree to help her and you'll gain another 12,240 XP.
Next you'll need to examine the mailbox outside Greater Halcyon Insurance Group, next to the two guards in Prosperity Plaza. It's right across from Auntie Cleo's Salon Club, which is closed. Once you do the quest will update and you'll be instructed to head to Fallbrook on Monarch and setup a dummy account.
Speak to the Insurance Agent there and change the beneficiary on Marilyn Fenhill's life insurance policy. She will tell you cannot do it, but will tell you that you can alter the beneficiary on the terminal in the backroom. Or you can Bribe her for 3800 Bits to do it, or Intimidate (30) her to do it.
You can Lockpick the back room if you have (45) Lockpick or you can Pickpocket the key from the Insurance Agent. If you Pickpocketed the Insurance Agent you can use the key on the terminal as well. Changing Ellie to the beneficiary will net you 12,400 XP.
Speak to Ellie afterwards and you'll gain 1,313 Bit Cartridges and a Framed Insurance Check. During the conversation, you can try to give Ellie her bits back. She declines, and the player is given a perception-check dialogue option: "Wouldn't want to be indebted to me, huh?". If chosen, Ellie replies:
It's nothing personal, it's just the closest thing I've got to a code.
Anyway, enough of the touchy-feelies, huh?
The quest also rewards 53000 XP. This concludes Ellie's quest line.
The Low Crusade Rewards
Unlocks quest: None
Other Rewards: 60000xp, 1313 Bit Cartridge, Framed Insurance Check